Retirees Adjust to New Withdrawal Rates
Чтение
Retiring now is different from the past. The economy and market may not be the same. Morningstar found a new safe rate to take money out.
Amy Arnott is a Morningstar expert on money. She talked about the research on taking money out. It is important to know how much you can take.
Saving money is easy if you start early. But, using your savings is hard. You might run out of money or not spend enough.
Old ideas used past data to find safe amounts. William Bengen studied data back to 1926. He found the 4% rule, but this new plan looks to the future.
The plan makes sure you get a steady payment. It takes 4% at the start. This payment is raised each year to match higher prices.
Вопросы
How is retiring now different from the past?
The economy and market may not be the same.
Who is Amy Arnott?
Amy Arnott is a Morningstar expert on money.
What is the 4% rule?
The 4% rule is a guideline for how much money you can safely take out of your savings each year.
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